We work with all major banks including:
LOAN MODIFICATION AND MORTGAGE RELIEF PROGRAMS
Mortgage Relief Programs have been continually changing over recent years. Banks are looking for new ways to help homeowners with such programs as “making homes affordable”. Our mission is to let you know all of your options available today. We have the experience and knowledge by staying on top of the new programs constantly being released and learning how the changes may affect you. You may have heard of some of these modification programs. They include HAMP, HARP, NACA, HUD and Hope Now to name just a few you. They are all designed to help prevent foreclosure and keep you in your home. Although there is never a guarantee that any of these programs will actually stop foreclosure and reduce your mortgage payments, it’s prudent to at least learn about all of the options available to you.
Who We Are And What We Do:
US Mortgage Relief is not a government agency or affiliated with the government in any way. We are a national network of modification professionals that are here to advise you of your options. Our team specializes in one thing, providing you as much information as possible to make an informed decision about your home. Some of these help options are free. However, our network offers additional services where we can assist you with your loan modification for a fee. This fee is determined by the complexity of each individual situation. Contact us anytime to learn more as our consultations are always free. Our advanced network will match you with a loan modification professional that understands your situation and can customize a loan solution that might improve your situation.
If you are struggling with your mortgage payments, trapped in a high interest rate loan or facing the possibility of foreclosure, find out about your options today. A loan modification may reduce your monthly payments and possible lower your interest rate.
Whether you are trapped in a high interest rate or just falling behind with your monthly payments, a loan modification may help address these issues. Rather than doing nothing, find out now if there are any programs that can help.
Unlike refinancing, credit and home equity are generally not considered significant qualifying factors. Many homeowners who are seeking loan modification help generally already have poor credit and home equity issues. Although this does not guarantee that we can help you, it does not disqualify you either.
Your situation may be unique to you, but it's not to us. Tell us what your problems and issues are, if we can’t offer you a solution then will we attempt to provide you some resources and point you in the right direction. The Government offers many free loan modification options that may be beneficial to you if you have the time and commitment to see it through.
If you are experiencing a hardship (lost your job, have credit problems, can't negotiate a mortgage refinance, explore a loan modification and see if it a can offer an alternative solution for you. Your home is one of the largest investments you will make in a lifetime. If you are committed to trying to make it more affordable and prevent foreclosure, there are organizations willing to help you.
If you have questions about the loan modification process or considering foreclosure as an escape, call us first or fill out the form on the page for a FREE CONSULTATION to explore all your options, including the free ones offered by the Government.
Learn About Making Home Affordable Program
The Obama Administration’s Making Home Affordable Program includes opportunities to modify or refinance your mortgage to make your monthly payments more affordable. It also includes the Home Affordable Foreclosure Alternatives Program for homeowners who are interested in a short sale or deed-in-lieu of foreclosure.
In February 2009, the Obama Administration introduced a comprehensive Financial Stability Plan to address the key problems at the heart of the current crisis to get our economy back on track. A critical piece of that effort is Making Home Affordable, a plan to stabilize the housing market and help struggling homeowners get relief and avoid foreclosure.
The provides eligible homeowners the opportunity to modify their mortgages to make them more affordable.
On March 26, the Obama Administration expanded flexibility for mortgage servicers to assist more unemployed homeowners and homeowners who are underwater through the program.
This offers homeowners a way to modify their second mortgages to make them more affordable when their first mortgage is modified under the Home Affordable Modification Program.
This program may also gives homeowners with loans owned or guaranteed by Fannie Mae or Freddie Mac an opportunity to refinance into more affordable monthly payments.
This program may provide opportunities for homeowners who can no longer afford to stay in their home but want to avoid foreclosure to transition to more affordable housing through a short sale or deed-in-lieu of foreclosure.
Report Lending Discrimination to HUD
If you believe you have experienced discrimination based on race, gender, national origin, or another reason, contact HUD’s Office of Fair Housing and Equal Opportunity at 1-800-669-9777.
Learn About The Federal Housing Administration
The Federal Housing Administration, generally known as "FHA", is the largest government insurer of mortgages in the world. A part of the United States Department of Housing and Urban Development (HUD), FHA provides mortgage insurance on single-family, multifamily, manufactured homes and hospital loans made by FHA-approved lenders throughout the United States and its territories. While borrowers must meet certain requirements established by FHA to qualify for the insurance, lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her loan.
If you are behind with your payments, facing foreclosure or simply looking for a more affordable mortgage payment, find out if a Loan Modification can help you.
Fill out the form above or contact us today. Counselors are standing by live to help you. Take the first step now and see if we can make a difference for you.
By applying on our website you are consenting to receiving phone calls from our partnered companies. You will be contacted even if you have previously listed yourself on any internal company, state or federal Do-Not-Call List.
This is not a Government Agency or Program.
* IMPORTANT—PLEASE READ: By providing your contact information on this website, you are expressly granting permission to be contacted regarding loan modification services (through our network of modification experts) even though you may have previously chosen to have your telephone number added to any Do-Not-Call List including lists maintained by any local, state, or federal government agency.
* US Mortgage Relief does not provide actual loan modification services. US Mortgage Relief is not associated with the government, and our service is not approved by the government or your lender. Even if you accept an offer from our network partners and use their service, your lender may not agree to change your loan. We are a company that matches consumers with companies that may offer loan modifications and foreclosure prevention services through our network. Please note that our network partners may charge a fee for their services (after the free consultation). US Mortgage Relief does not guarantee qualification or a reduced monthly payment. Not all results are typical and your results may vary based on the program and your individual situation.
Therefore, US Mortgage Relief is a Network that provides your information to mortgage relief specialists. US Mortgage Relief, or its affiliated network companies cannot guarantee that you will qualify or can be helped in obtaining a loan modification. Any determination of help is made by the company that we partner you with.
The information and notices contained on this website are intended as general research and information and are expressly not intended, and should not be regarded, as financial or legal advice.
Our website can help you get information on resources and new programs. Through this website, homeowners can also connect with free HUD-approved counseling organizations.To contact hud call 1-800-333-4636 or 202-708-1122. In addition to HUD the government may offer additional programs that may help you.
US Mortgage Relief is not associated with the government, and our service is not approved by the government or your lender. Even if you accept an offer from us and use our service, your lender may not agree to settle or negotiate.
We are not a "mortgage modification company". We do not process mortgages or mortgage modifications. We simply match you, the consumer with the mortgage company or lawyer which is best suited to their individual situation.
ONCE AGAIN, WE ARE NOT A MORTGAGE MODIFICATION COMPANY.